Lifestyle And Dreams Over 40

TRAVEL ESSENTIALS: MUST HAVE FOR EVERY TRIP One of my favourite things to do in this world (outside of spending time with my family) is traveling. Most of us would have to admit that we do occasionally forget to pack an item that we really need. This can certainly be frustrating, even though there are many products that we may be able to buy once we reach our intended destination. There are, of course, some travel essentials that are really irreplaceable. When we're at home, we almost take it had granted that we have pretty much everything that we need. Things are often different when we are traveling. We need to remember to pack all of the holiday essentials. So, how good are you at packing? In my own experience, I've noticed that most people do remember to pack their really vital travel documents. It's relatively rare that people do forget about things like passports and airline tickets. It tends to be some of the other essentials that are most frequently forgo...

As you're reading this, I am having surgery to repair a torn ligament in my thumb. It's been 30+ years since I've had any surgeries. How do we prepare for the unexpected in our lives? Especially as we get older, the unexpected medical issues can happen at any time.  Here are 5 tips on how to deal with the unexpected be it a medical issue, job loss, or a broken appliance. Understand that the unexpected happens. We know we can't plan for everything and the unexpected will happen, eventually, and we can't change that. We can change how we react to the unexpected. Our mindset can change an event from stressful to being prepared and calm. Have savings set aside.  Knowing the unexpected is a part of life, having three months savings set aside for just such an event can make a difference on how we handle this stress of the unexpected. It can change a negative into a manageable event.  Whether it's a job loss or a broken appliance, you will be prepared. Run t...